Finally getting your dream pool? How to easily avoid insurance nightmares

June 7, 2017

Swimming pools are among the most sought after amenities in a home. While you are living in your home it provides hours of fun in the sun. When you sell your home, realtors consistently say a pool adds significant value.

Swimming pools are among the most valued amenities in a home, providing hours of fun in the sun. Realtors consistently say a pool adds significant value when an owner lists a home. 

However, part of owning a pool is obtaining the appropriate homeowner’s insurance policy to cover summer-time fun.

Here are some facts to ponder: 

  1. Your Local Codes: 

Every municipality has a unique set of codes and regulations when it comes to breaking ground and installing a large quantity of water, concrete and surrounding decorations. It’s imperative to meet all requirements for safety equipment, including fences and locks. 

  1. Liability:

Installing a pool up to code means accounting for safety measures to keep loved ones and friends safe. Although a pool owner may meet all requirements, accidents may still occur that lead to accompanying medical bills or lawsuits.

We simply recommend having a conversation with one of our highly trained agents to consider increasing your coverage to protect your family from legal and financial headaches before they happen.

  1. Replacement or Repair Costs: 

Just as swimming pools come at a significant cost, so do its repairs. Damage from severe weather, a toppled tree or even a car crash can render the pool unusable in seconds. It can also mean damage to pool furniture and even a surrounding deck or patio area.

We can review your policy to make sure your property insurance covers costs in case of damage your pool.

Pools can be a great investment. And one can easily avoid going underwater financially if disaster does strike. We’d be happy to talk through a policy that is both priced correctly and protects if disaster strikes.

Roby Foster Miller Earick Insurance

(419) 524-8411
44 Sturges Avenue
Mansfield, OH 44902

(By Appt Only)
(740) 362-2334
30 Northwoods Blvd.
Suite 300

Columbus, OH 43235

Benchmark Insurance Solutions

(614) 662-1010
80 South Columbus Street
Sunbury, Ohio 43074

Langhurst Insurance Solutions

121 S Myrtle Ave
Willard, OH 44890

Integrity Benefit Solutions

44 Sturges Ave
Mansfield, Ohio 44902

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